Medicare Basics · Southeast

How Medicare Works

Medicare has four main parts—and choosing coverage can feel overwhelming. We explain how Original Medicare, Medicare Advantage, Medicare Supplement, and Part D fit together so you can review your options with confidence.

What We Review

Part A — Hospital Insurance

Covers inpatient hospital stays, skilled nursing, hospice, and some home health care for most people at no premium if they paid Medicare taxes.

Part B — Medical Insurance

Covers doctor visits, outpatient care, preventive services, and durable medical equipment with a monthly premium.

Part C — Medicare Advantage

Private plans that replace Original Medicare and often include Part D and extra benefits like dental or vision.

Part D — Prescription Drugs

Standalone drug plans or coverage bundled in Advantage plans that help pay for retail prescriptions.

  • Independent Medicare advisor
  • Licensed in FL, AL, GA & NC
  • Virtual appointments across the Southeast
Medicare Plan Availability: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. Please contact Medicare.gov or 1-800-MEDICARE for all options.